Your Villa Magazine - Moreno Valley - Perris - February - March 2023

32 | to Advertise, please call or text 310-701-2666 We accept all competitors’ coupons equal to our discounts. Kids Hair Cut $ 1 00 Off (kids 11 years & younger) Valid with coupon at Moreno Beach location only. Cannot be combined with other offers or coupons. Limit 1 coupon per visit. Expires 3/15/23 Adult Hair Cut Valid on Wednesdays at Moreno Beach location only. No Coupon Needed. Haircut for Seniors 55+ 1 / 2” Color ROOTS TOUCH UP (NO HI-LIGHTS) Valid with coupon at Moreno Beach location only. Cannot be combined with other offers or coupons. Limit 1 coupon per visit, per person . Expires 3/15/23 $ 2 00 Off Valid at Moreno Beach location only. Cannot be combined with other offers or coupons. NO COUPON NEEDED. EVERY WEDNESDAY $ 2 00 Off 951.242.0100 14435 Moreno Beach Dr. Suite 103 Moreno Valley (at Cactus in the Stater Bros.Shopping Center) $ 10 00 OFF EVERY MONDAY $ 49 95 Near In-N-Out Burger, Across the street from the Arco Gas Station 951-448-5953 23180 Hemlock Ave., #101 Moreno Valley, CA 92557 ★ Hemlock Ave Ironwood Ave. Heacock St. Frederick St. Must present this coupon to the technician at time of arrival. Valid w/coupon only. Not valid with other offers. Exp.3/15/23 COUPON SAVINGS CARS 1999 & OLDER EXTRA FEES APPLY $ 36.75 + CERT. $8.25 FINAL COST Lower Than Riverside! Vendor #2000578 www.LetMetaTrainU.com 12125 Day St. Suite H-306, Moreno Valley, CA 92557 (Canyon Springs Plaza) Administrator Initial Certification Training Program (ICTP) Adult Residential Facilities, Children’s Group Homes & STRTP Facilities Re-certification (CEUs) & Consulting Services Now o€ering classes on Zoom. Evenings & Weekends M-F 5pm-10pm. Sat & Sun 9am-2:40pm for 35 hour ARF Certification. All Training is ON-LINE via Zoom.us platform until March 2023 E ective March 2023 all training will be done in person. Oˆice 1: (951) 319-3511 Oˆice 2: (951) 218-9503 LIFESTYLE In fact, it might surprise you to know that 80 million Americans are interested in investing but don’t know where to begin. Yahoo Finance even reports that 54% of millennials have less than $5,000 of their money invested into stocks, bonds, real estate or other holdings. While many feel they lack the funds, others are intimidated or simply don’t know how to initiate solid investments. But that lack of action could hurt their financial standing later in life, according to the report. There is so much intimidation and fear associated with dipping your toes into the world of investing, that most people don’t do it.” Fortunately, investing doesn’t have to be complicated, time-consuming or financially burdensome, and it’s never too late to learn. With that in mind, here are simple suggestions for getting started. Invest money you won’t need today (or tomorrow). The market has historically trended upward over long periods, but it can be unpredictable in the short term. That’s why it’s safer to invest money you won’t need for immediate needs like your rent, groceries, car payment or emergency savings. Instead, use the funds available after you’ve paid your monthly bill, whether they amount to $10 or $100. That rule of thumb lets you plan for the future without jeopardizing your everyday financial well-being. Understand you can start investing with just $1. This allows you to learn by doing versus feeling like you can’t start investing at all. Until recently, the only way you could buy stock was by having the funds to buy an entire share, plus transaction fees. With new investing app Plynk, you can invest in a stock (or exchange-traded fund or mutual fund) with as little as $1 by buying a “fractional share.” In essence, you’re able to put your money into a portion of a company’s stock rather than having to buy the whole share, helping you learn about investing by actually investing. Invest manageable amounts on a regular basis. Rather than waiting till you have a sizable amount like $1,000 to invest each year, make the process seem more doable by setting aside $20 a week or $100 a month. That may seem even easier if you arrange for recurring investments; you’ll still have control of what you buy but won’t need to log in every time to place a trade. Don’t try to time the market. The choice of whether to sell and take a loss is yours, but consider this: Even professional money managers struggle to time the market successfully over short-term periods. That’s why successful investors tend to tune out short-term “noise” and stay focused on their long-term goals. Rather than trying to time the market, focus on choosing investments you believe in - then stick to your plan. Be patient with yourself. Try not to get down on yourself if your investing schedule gets off track - that happens to everyone at some point. Just acknowledge it, reflect on it and get ready to regroup tomorrow, next week or next month. What matters isn’t that you missed a milestone or delayed making moves, but that you started in the first place. Understand that any progress adds up over time, no matter how small the increments. You don’t need to be a financial expert to start on the path toward achieving your future financial goals and to begin investing. Thanks to Plynk, the new, no- experience-required investment app for novices, you can begin with as little as $1. Find more info at plynkinvestcom. BrandPointContent.com edited by Your Villa Staff Not Investing? No Worries: 5 Simple Tips for Getting Started I F YOU ’ RE UNSURE OF HOW TO START PLANNING FOR YOUR FINANCIAL FUTURE THROUGH INVESTING , YOU ’ RE FAR FROM ALONE .